Friday, 4 January 2013

Personal Injury Claim: Think Before You Act

After an injurious accident at your favorite restaurant, you might decide to file a personal injury claim to the owner in order to have your medical bills compensated. There is nothing wrong with acting in this way, as you are within your right to demand indemnity from people who owe you a duty of care.

There is nothing wrong too, however, in thinking first because you commit yourself to the claiming process. The main reason is because you might be setting yourself up for failure because you might not have yet adequately grasped the entire mechanics behind demanding compensation claims.

To begin with, it is fallacious to surmise that you can demand an accident claim merely because you were involved in an accident. Using our example above, you cannot ask to be compensated by the owner just because you slipped in his premises. Instead, you can only do so if you can also prove that the accident which caused your injury was due to the employer’s fault, particularly his negligence.

If, for example, you slipped because the restaurant you ate in had uneven flooring without sufficient warning signs, then your claim has a basis. However, if it had enough such signs, but you were just too careless to look, then your claim, unfortunately, will only flounder in court if filed.

Thursday, 3 January 2013

Work Accident Claim: The Question of Merit

As a person demanding a work accident claim, you must have a working idea in your mind as to how the claiming process works in general for you to be able to put yourself in the right perspective.

Put precisely, the claiming process involves five factors: the claimant, the personal injury lawyer, the claim itself, the defendant, and the courts. In order for a claim to be honored in court, all of these factors must be properly understood, analyzed, and managed.

To begin with, the claimant refers to the person filing a claim. He is the one who was involved in an injurious accident that was caused by a person who owed him a duty of care, the defendant.

The claim refers to the formal lawsuit that the claimant prepares with his personal injury lawyer wherein it is demanded that the defendant compensate the claimant.

The claimant’s lawyer is the one whom the claimant pays in order to represent him to the courts and to the defendant.

The courts are the ones who will decide whether the claimant’s compensation claim has merits or not. In other words, it is up to them to say if the claim has shown with a preponderance of evidence that the defendant does need to compensate the claimant or not.